In providing our services, we emphasize the importance of protecting your Personal Data and we want to help you comprehend how we collect, use, and share your Personal Data. Please endeavor to read this privacy policy before proceeding with our services.
By using our services, you consent to the processing of your Personal Data under the terms of this policy and in line with the Nigeria Data Protection Law 2019.
We are Lantern Software Services Limited RC 687239, (‘we’, ‘our’, ‘us’) incorporated under the Laws of the Federal Republic of Nigeria.
This Privacy Policy describes how your Personal Data are collected when you log and use Lantern’s websites or application; it explains how your Personal Data are used and protected by Lantern, it further states your rights, whom we share your personal data with and how you can contact us.
1.2 Interpretation
In this Policy unless the context otherwise requires, the following words and expressions shall have the following meaning:
We collect and receive from you, pertinent personally identifiable information automatically via our sites and services. We also collect and use any information directly supplied by you via any of our touch point; in particular when you signup or create an account with us, in order for our services to run smoothly and meet your requirements.
Personally identifiable information may include, but is not limited to:
Usage Data is collected automatically when using the Service.
Usage Data may include information such as your device’s Internet Protocol address (IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.
Information obtained through survey responses, user enquiries, suggestions and other means may also be collected and used by us.
Information provided by third parties such as verification agencies and social media sites about you may also be collected and used.
Lantern Software Services Limited purposes for collecting your Personal Data are to enable an efficient customer experience on our platforms and to provide you with adequate services. We may use your personal data to:
As the app evolves and new functionalities are added, if we intend to process your personal data for any purpose other than those listed in this policy, we shall provide you with relevant information on the further processing and seek your consent before the processing starts.
The Security of your Personal Data is important to us, in order to adequately protect your Personal Data in line with applicable Data Protection Laws, taking into account the sensitivity of the information in question, we have put in place physical, technical and administrative security measures to reduce the risk of loss, unauthorized access, misuse, disclosure and alteration. Some of the safety tools we use are data encryption, firewalls, secure authentication, and other security measures not excluding biometric authorization and 2FA.
Physical access controls to our data centers is also adopted.
We use Cookies and similar tracking technologies to track the activity on our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
Cookies allow us to store your preference on our websites and app, in order to generate contents suitable for you.
Cookies also help us authenticate users and prevent fraudulent use of user accounts. We also use these Cookies to provide you with services that you asked for.
We do not have access to the cookies of our service providers, affiliates and partners. We are therefore not liable for any breach resulting thereof.
Pursuant to the provisions of the Nigeria Data protection Regulation 2019 and other relevant Laws on privacy, your rights includes but not limited to the following:
These rights are not absolute; they are exercised within the scope set out in the regulations, consequentially you may, should you wish to exercise any of the rights set out in the regulations contact us via email at support@mylanternapp.com
In order to ensure optimum services to you, we may enter into contracts with third parties that provide us with required services, including but not limited to payment processing, data storage, identity verification, fraud prevention, hosting services and technical support for our software and applications that may contain data concerning you. We take reasonable measures to ensure that our service providers and business partners guarantee adequate level of protection for your personal data; these third parties are also bound by the extant laws and regulations on data protection particularly the provisions of the Nigeria data Protection regulation 2019.
We may also share your Personal Data in compliance with local or international regulatory authorities, with risk management and fraud prevention agencies or in compliance with court order.
We may also disclose Your Personal Data in the good faith when such action is necessary to:
We will keep your Personal Data for as long as is necessarily required to achieve the ends, set out in this policy obtainable under the Law; hence the duration of retention of Personal Data will depend largely on the app’s functionalities and user’s preference.
We will also retain user Data for internal analysis purposes; some data such as user’s profile information and account balances are generally retained for the entire duration of the user’s interaction with the App. However, other data such as financial transactions history will be retained for a shorter period of time, such as six (6) months or one (1) year except where we are legally obligated to retain these data for longer time periods.
We have the proclivity to provide clear information to users on how long their data will be retained on our database.
We understand the sensitivity nature of your Personal Data and the potential risk associated with any abuse, hence, we hold your personal data in strict confidence and will not disclose same to any third party except when obligated to under legal authority.
Our Service may contain links to other websites that are not operated by us. If you click on a third party link, you will be redirected to that third party’s site. We strongly advise that you review the Privacy Policy of every site you visit.
Lantern Software Services Limited has no control over and assumes no responsibility for the content, privacy policies or practices of any third party sites or services.
Also, material advertized on these sites are not published by Lantern Software Services Limited and we shall not be liable for any personal interpretation or subsequent action in connection to such material.
Lantern Software Services Limited will not be liable for any loss of profit, income, business, goodwill, contract or any incidental or consequential damages arising out of or in connection with her services or products;
The company’s liability also will not extend to any damage caused by (a) unauthorized access to the services as result of your negligent or intentional acts or any failure to take reasonable precaution to protect your security, login details or device (b) you also failed to promptly inform us of the breach(c) you actions on our platform amounts to fraud;
In any case, our liability to you or any third party when established shall not exceed the fees paid to us in relation to the specific activity or transaction that gave rise to the claim unless otherwise awarded by a court of competent jurisdiction; and Limitation of liability shall not apply if we intentionally breach any provision of the Nigeria Data Protection regulation 2019(NDPR).
This privacy policy will be reviewed and updated every year or more frequently if there are changes or amendments to the applicable data protection regulations and usages. We therefore reserve the right to modify the content of this privacy policy at any time in order to adapt the changes.
In that context, this privacy policy will be republished on our sites to acquaint you with any changes directly and if there are other significant changes we will inform you via email.
We will also let you know via email, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes; as changes to this Privacy Policy are effective as soon as they are posted on this page.
At lantern, we are strictly committed to protecting your personal Data, however, if you have any questions regarding the use of your data, or you have any reservations or complaints regarding your personal data or about this Privacy Policy, You can contact our data protection adviser by: